HDB BTO (Create-To-Buy) is a housing plan supplied by the Housing Development Board (HDB) in Singapore. It aims to deliver affordable and quality housing choices for Singaporeans. Under this program, qualified applicants can apply for new flats which are constructed specifically upon effective software. Crucial Characteristics of HDB BTO: Affordability: https://hdbbto14542.dailyblogzz.com/39014135/hdb-bto